A recent ING study, revealed the challenges and attitudes of retirement savings. I’m not going to plagiarize or summarize the study as you can click to read more about ING women and retirement study. What I found very intriguing about the study is that men tend to contribute a higher percentage of their pay to [...]
May 21, 2012
5 Credit Myths Dissected
I’ve observed there is a consistent theme of credit rumors roaming the web. Myths are easy to identify because there’s a lack of financial knowledge, specifically related to debt, namely debt literacy. To understand debt you need to understand your credit. There’s a myriad of misconceptions about credit. At times, I’m amazed that [...]
March 8, 2012
What do budgets and diets have in common?
The dirty word “budget” less likely emotes the pleasure, yet artificial, feeling of drinking a dirty martini. Do you always stick to your budget after you create it? Do you find it difficult or a nuisance to stick to it? Do budgets even work? These questions are asked by women all the time. Personally, I’m [...]
February 27, 2012
Interview with Carl Richards, author of The Behavior Gap
Imagine making complex financial ideas simple and easy to understand with a Sharpie. This is exactly what Carl Richards captures with his easy-to-understand sketches in his first published book, Behavior Gap: Simple Ways to Stop Doing Dumb Things With Money. Carl Richards is a CFP, founder of Prasada Capital Management, and regular contributor to the [...]
February 20, 2012
Is Credit Card Spending a Sign of Consumer Confidence?
In honor of America Saves Week, February 19 – 26, 2012, I would like to point out the need for American consumers citizens to recognize the importance of understanding not just a juxtaposition of financial information, but of financial behaviors, as well. The paramountcy of financial literacy is nothing if we don’t modify our [...]
February 1, 2012
How I helped a customer get ALL of his BANK FEES REFUNDED
Source: Mark Bult I don’t know why I’m waiting until now to tell this anecdote. If my mind serves me correctly, this story took place in 2008. A customer came in to my office to discuss refunding his bank fees. I do not recall the total amount in overdraft fees he accrued, but it was [...]










May 30, 2012
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